Default Count of 36 Month Loans vs Age
I’ve created a new chart that will be making its way into the next revision of Nickel Steamroller. I wanted to give you a preview because I believe its information is useful. It might help
Month: August 2011
Total ROI – A Look At Diminishing Returns
There has always been divided discussion on how to calculate annual ROI. LendStats takes the equation for ROI and substitutes interest / rate for principal. This has the advantage of being simple and also capturing
Nickel Steamroller Feature Update
Default rate and returns are now combined into one function. There is no longer a need to toggle between two pages to determine what the correlated default rate is with respect to ROI. The totals
Lending Club API Thoughts
One feature I wish Lending Club had was an API for accounts. As of writing this, it does not exist nor is it publicized on a road map to my knowledge. An API would open
The Retirement Cell Phone Bill
According to Consumer Reports the average cell phone bill is $600 a year. If you ask me that sounds a little low, but let’s go with it. We all know you pay your cell phone
Lending Club Portfolio Analysis – New Features
You now have the ability to exclude loans based on grade in the portfolio analyzer. This is useful to project returns if you plan to sell all of your loans for a particular grade. You can determine if the addition returns (or loss in some
Lending Club Portfolio Analysis
I’ve created a new analysis tool to help you better understand your Lending Club portfolio. The Lending Club interface can make it difficult to see how many notes of a loan you own. One of the most important steps to increase returns and managing risk
