MonJa, a San Francisco-based p2p investment analytics firm, recently partnered with NSR Invest to analyze the loan book of Lending Club in a new and unique way. We set out to answer two questions: What are the actual returns of Lending Club, on a vintage-by-vintage basis?  What is the volatility of cash flows associated
Investors have known it’s been coming all year. At nearly every FOMC meeting this year, there existed the imminent possibility of the Federal Reserve hiking the federal funds rate. Well, it’s finally here, but what does it mean for the peer-to-peer lending industry — and
For financial advisors interested in learning more about peer to peer investments, the following is a quick primer designed to provide the background of this growing alternative asset class. P2P lending is a modern financial transaction that entails individual investors lending money online to individual
Peer to peer lending offers advisors a number of benefits in building portfolios and meeting client needs. Chief among them are the attractive yields and low correlation they provide to enhance portfolios, particularly in times of dramatic swings that often characterize the broader markets. Additionally,
Eric Clarke, CEO of Orion Advisor, recently blogged, “something special is about to happen,” and I couldn’t agree more. Eric was speaking specifically about the annual #FuseUtah confab in Park City, but I’m seeing it everywhere: all across fintech we are witnessing new financial technology
Lending Club recently made a change to their data which will impact investors. In summary: 41 Credit Elements were removed – It’s largely reverted back to what investors had in 2012 and prior Dates no longer have the day of the month, so all dates
We often see end of the month reports detailing loan volume for Lending Club and Prosper. At NSR we monitor daily issued loan volume located under the “charts” section. These charts give great insight into
Policy Code 2 & 99 loans, recently covered by Lend Academy, are a set of loans that are reserved for institutional investors. The following data elements were removed recently: Interest Rate Grade Sub Grade The interest rate for these loans are now reported as 0.00%.
After months of work, we’d like to announce the beta release of NSR 2.0. This version of the platform is a joint effort between Rocco who runs Prosper Stats and myself. We decided to team up in June of 2013 after looking at our current
Lending Club has recently introduced a new feature that allows investors to model their returns much like NSR’s Portfolio Analyzer and Forecasting Tool. I never thought this type of return forecasting would make it into either platform but I am very happy to see this.